Swarajaya - Internet & Fintech Essays | Vibhu Arya | Substack

India's monopoly-NPCI-run UPI is half a decade old. NPCI scores zero on its awareness, willingness, initiative, and competency to combat fraud. RBI must act, now.

Feb 13, 2022

Proudly retailing sound-boxes since IPO - Instant audio alerts.

Feb 1, 2022

Cryptocurrency is an interesting decade-old technology, and the only legitimate use case is holding crypto as a speculative risk asset. The number of coins in a specific cryptocurrency may be finite, but the number of cryptocurrencies that can be issued, ad infinitum are…

Feb 23, 2022

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India’s internet economy has two choices, an immediate USD 30 Billion Sale-and-Leaseback or a USD 3 Trillion value harvesting over decades, the choice…

Jul 14, 2020

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Swarajaya - Internet & Fintech Essays

Swarajaya - The past, present, and future of India’s Internet Economy at the intersection of business, tech, and pop culture.

Swarajaya - Internet & Fintech Essays

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